Attention: Everyone Seeking Coverage

Stay Healthy, Stay Covered: Your Guide to Affordable Health Insurance

Don't let medical emergencies derail your finances. Finding the right health insurance means peace of mind, access to quality care, and protection against unexpected costs. Explore your options for coverage that fits your needs and budget.

Super Simple 3 Step Process

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Submit Your Registration

Fill out the brief registration form below to allow our agents to better determine your eligibility.

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Schedule Your Meeting

Schedule a time to meet with one of our agents to gather all the needed information for your application.

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Submit Your Application

Our agents work with the top name carriers in your state, they will handle the paperwork for you.

Ready to get started?

TESTIMONIALS

Completely stress free

Easy to get set up

Darian did a great job getting me signed up for a life insurance plan. He's super awesome and explained everything in detail to make sure that I understand it. Great employee.

I can’t thank Darian Spears enough for his thoughtful and kind words explaining everything that I needed to know. He’s got a very special gift having to speak on the subject of our last wishes. Such a professional! He’s meticulous with his work, Making sure that all questions are understood and answered to the tea!

Darian found me coverage in 15 minutes. He was very professional and easy to work with. I highly recommend him!

Melanie T

Deborah J

Bett M

What others are saying

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STILL NOT SURE?

Frequently Asked Questions

Here are some common questions our clients ask, however, during your appointment, we can discuss your specific needs.

Why is health insurance important?

Health insurance protects you from unexpected, high medical costs. It helps cover expenses for doctor visits, hospital stays, prescription drugs, and preventive care, ensuring you can access necessary medical services without financial hardship.

Can I get health insurance if I have a pre-existing condition?

Yes, under the Affordable Care Act (ACA), insurance companies cannot deny you coverage or charge you more based on pre-existing conditions.

What's the difference between a deductible, copay, and coinsurance?

A deductible is what you pay out-of-pocket before your insurance starts to cover costs. A copay is a fixed amount you pay for a service (like a doctor's visit) after your deductible is met. Coinsurance is a percentage of the cost you pay for a service after your deductible is met.

When can I enroll in health insurance?

Most people enroll during the annual Open Enrollment Period (typically November 1 - January 15). Outside of this, you may qualify for a Special Enrollment Period if you experience a qualifying life event like losing coverage, getting married, having a baby, or moving.

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Owned By: Darian D Spears