Attention: Individuals & Families
Your Legacy, Secured: The Ultimate Protection for Those You Love Most
Life insurance isn't just about you; it's about safeguarding the future of your family. Provide financial security, cover outstanding debts, and ensure your loved ones can achieve their dreams, even if you're no longer there.
Super Simple 3 Step Process
Submit Your Registration
Fill out the brief registration form below to allow our agents to better determine your eligibility.
Schedule Your Meeting
Schedule a time to meet with one of our agents to gather all the needed information for your application.
Submit Your Application
Our agents work with the top name carriers in your state, they will handle the paperwork for you.
Ready to get started?
TESTIMONIALS
Completely stress free
Easy to get set up
Darian did a great job getting me signed up for a life insurance plan. He's super awesome and explained everything in detail to make sure that I understand it. Great employee.
I can’t thank Darian Spears enough for his thoughtful and kind words explaining everything that I needed to know. He’s got a very special gift having to speak on the subject of our last wishes. Such a professional! He’s meticulous with his work, Making sure that all questions are understood and answered to the tea!
Darian found me coverage in 15 minutes. He was very professional and easy to work with. I highly recommend him!
Melanie T
Deborah J
Bett M
What others are saying
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STILL NOT SURE?
Frequently Asked Questions
Here are some common questions our clients ask, however, during your appointment, we can discuss your specific needs.
Why do I need life insurance?
Life insurance provides a financial safety net for your loved ones if you're no longer here. It can replace lost income, cover debts, fund education, and ensure your family maintains their standard of living and achieves their financial goals.
What's the difference between term and whole life insurance?
Term life insurance covers you for a specific period (e.g., 10, 20, 30 years) and pays a death benefit if you pass away during that term. Whole life insurance provides coverage for your entire life and typically includes a cash value component that grows over time.
How much life insurance coverage should I get?
The amount you need depends on your income, debts (mortgage, loans), future expenses (college, childcare), and your family's financial needs. A common rule of thumb is 5-10 times your annual income, but a personalized assessment is best.
Can I be approved for life insurance if I have health issues?
Yes, it's often still possible. While your health condition can affect premiums, many companies offer policies for individuals with pre-existing conditions, though you may need a medical exam or your rates could be higher.